The Terminal Is Finished, The Tenor Has Begun

Passenger count rose 7% in the first quarter of 2026 to 19.0 million; but euro EBITDA fell 14%, free cash flow was -EUR125.1m, and net debt stayed at EUR1.824bn.

For TAV, the first quarter of 2026 opens like a terminal gate: more people are passing through, but the cash register is not filling at the same speed. In Antalya, the new terminal is ready for the summer season; in Ankara, the new concession period has begun; in Tbilisi, the term has been extended. These are not presentation ornaments. They are runways, gates, commercial space, passenger bridges, and concession contracts. But the truth of this company is not read from terminal crowds. It is read from which line that crowd leaves money on.

In the first quarter of 2026, TAV served 18.97 million passengers. International passengers were 10.41 million, domestic passengers 8.56 million; total traffic grew 7% year on year. Ankara international passengers rose 23%. North Macedonia grew 33%. To say there are no passengers would be a lazy mistake.

But in the same quarter, euro revenue fell from EUR378.5 million to EUR360.6 million. EBITDA fell from EUR90.1 million to EUR77.6 million. Net loss attributable to the parent was EUR58.6 million. Free cash flow deteriorated from -EUR43.3 million to -EUR125.1 million. In other words, the problem is not that people are not passing through the gate. The problem is what follows each passenger through that gate: interest, rent, tax, depreciation, and construction mobilization.

The essential question for TAV is not “are there passengers?” There are passengers. The question is whether the passenger leaves cash for the shareholder.
Traffic Rose, EBITDA and Cash Fell
2026Q1: Traffic Decoupled From Earnings
Metric2026Q1 / 2025Q1 change
Total passengers+7%
Revenue in EUR-5%
EBITDA-14%
Free cash flowEUR81.8m additional decline

TAV’s economic machine looks simple, but it is not plain. The company takes long-term airport concessions, assumes upfront rent or investment obligations, builds the terminal and the service chain, then collects money from passenger fees, commercial square meters, duty free concessions, food and beverage, ground handling, lounges, security, and technology. Behind one ticket there is more than one cash register.

That is why TAV is not merely a “tourism stock.” If tourism is good, passengers come. But in the airport business, a good passenger count does not forgive a bad contract, does not erase expensive debt, and does not make prepaid concession rent disappear. TAV’s best feature is also its most dangerous one: its assets are real, its contracts are long, but that reality has been bought with debt and a rent calendar.

In the first quarter of 2026, revenue in TL terms rose 28% to TL18.40 billion; but operating profit declined from TL2.16 billion to TL1.86 billion. Operating profit before financing income fell from TL1.38 billion to TL333 million. The parent share recorded a TL2.99 billion loss. The KAP financial report does not tie the net loss to a single item: financing expenses were TL2.81 billion, the loss share from investments accounted for under the equity method was TL1.99 billion, and current tax expense was TL1.14 billion.

Part of this loss is not “bad business,” but the investment cycle landing in the accounts. Management says that after the Ankara investment was completed, previously capitalized interest expenses began to be expensed. Assets tracked under the equity method, such as Antalya and ATU, also posted losses in Q1. TAV Antalya Yatırım’s loss share was TL928.6 million, TAV Antalya’s was TL606.7 million, and ATU’s was TL370.2 million. These lines are like the plumbing under the terminal: the passenger does not see them, but the shareholder gets wet.

The cash flow statement speaks more clearly. Cash flow from operating activities was -TL5.07 billion. Beginning-period cash was TL24.00 billion, while end-period cash fell to TL10.73 billion. The annual report attributes the deterioration in free cash flow mainly to the upfront payment and construction mobilization under the Tbilisi concession extension. That explanation is reasonable. But being reasonable does not make it light. TAV’s story begins after the ribbon is cut on the new terminal.

Cash and Debt Wall
Item2026Q1Read-through
Cash and cash equivalentsTRY10.73bnSharp fall from TRY24.00bn at year-end 2025
Operating cash flow-TRY5.07bnCash did not confirm a clean earnings recovery
Total financial borrowingsTRY102.67bnBank loans, bonds, lease liabilities and other financial debt
Net debtEUR1.824bnAbout 2.9x midpoint 2026E EBITDA
Tunisia debt reclassified short-termTRY12.49bnFinancial covenant breach; no acceleration notice

The harshest line on the balance sheet is debt. As of 31 March 2026, total financial borrowings were TL102.67 billion. Of this, TL15.06 billion was short-term borrowing, TL8.95 billion was the short-term portion of long-term borrowings, and TL78.66 billion was long-term borrowing. In the annual report’s definition, net debt was EUR1.824bn. Since the midpoint of management’s 2026 EBITDA guidance is EUR620m, this means roughly 2.9x net debt/EBITDA. This is not crisis leverage. But it is leverage that makes mistakes expensive.

Tunisia must be watched separately here. Because TAV Tunisia’s post-pandemic passenger recovery has been slower than expected, its financial covenant obligations were breached as of 31 March 2026. For that reason, TL12.49 billion was classified under short-term liabilities; the company says it has not received a recall notice from lenders. This line does not make TAV “distressed.” But it does stop cheapness from being a free gift.

Cheapness here is not a discount label; it is a turnstile through which the summer season and cash flow must pass.

The favorable side of the company should not be underestimated either. The new terminal in Antalya opened on 12 April 2025. Terminal 2 for international flights gained 132 thousand square meters of new space; the domestic terminal expanded by 103%; the number of passenger bridges rose from 20 to 34, total boarding gates from 48 to 77, and aircraft parking capacity from 138 to 202. Total commercial space increased 165% to 33.3 thousand square meters, and capacity reached 65 million passengers a year. This is not report makeup. It is the physical ground of the spend-per-passenger thesis.

Ankara is important in the same way. The new concession extends to May 2050. The company states that the new concession generates higher revenue than the old one due to higher tariffs and the end of the guaranteed passenger/IFRIC12 structure. Ankara international passengers rose 23% in Q1; AJet and Pegasus focusing on international transfer traffic supports this growth. If Ankara shows its full-year effect in 2026, the interest pain visible in Q1 becomes more understandable.

Almaty is a dirtier test. International passengers are rising 10%, but management says changes in jet fuel supply policy are pressuring volumes and margins, and it sees 2026 as a transition year for Almaty. This sentence must be read carefully: there is traffic, but margin is not guaranteed. In the airport business, volume alone is not enough; fuel, currency, geopolitical routes, and service mix can also block the road to EBITDA.

2026 EBITDA Guidance
EBITDA Guidance Points to a Harvest Year
PeriodEBITDA
2025 actualEUR560m
2026 lowEUR590m
2026 midpointEUR620m
2026 highEUR650m

Valuation becomes interesting here. According to market data from 18 May 2026, the share price is TL252.75 and market capitalization is TL91.82 billion. Comparing Q1 TL revenue with euro revenue in the annual report implies an exchange rate of roughly TL51.01/EUR. That makes the market value approximately EUR1.80bn. Adding EUR1.824bn of net debt gives a rough enterprise value of EUR3.62bn.

But TAV’s balance sheet also contains investments accounted for under the equity method: TL30.0 billion as of 31 March 2026, or roughly EUR588m at the same exchange rate. These include Antalya, TGS, ATU, and other partnerships. Since consolidated EBITDA does not directly carry all of these assets, it is fairer to deduct this book value from enterprise value when reading operational valuation. On that basis, adjusted operational enterprise value is about EUR3.04bn. The midpoint of 2026 EBITDA guidance is EUR620m: the adjusted multiple is 4.9x.

If a 25% haircut is applied to equity-method investments, the multiple becomes 5.1x; with a 50% haircut, it becomes 5.4x. For a multi-country airport platform like TAV, with long concessions and newly opened capacity, that is a low price. The reason it is low is clear: Q1 burned cash, net profit is dirty, debt is large, and there is a Tunisia covenant breach. But these risks are not outside the price. They are inside it.

Valuation Bridge
StepValueRead-through
Market valueTRY91.82bn / about EUR1.80bnTRY252.75 share price and report-implied TRY/EUR of 51.01
Net debtEUR1.824bnActivity report page 14
Gross enterprise valueEUR3.624bnMarket value plus net debt
Equity-accounted investmentsTRY30.0bn / about EUR588mBook value of Antalya, TGS, ATU and other JVs/associates
Adjusted operating EVEUR3.036bnGross enterprise value less equity-accounted investments
Adjusted EV / 2026E EBITDA4.9x2026 EBITDA midpoint of EUR620m

The second simple test is book value. Equity attributable to the parent is TL77.12 billion, total equity TL77.81 billion. A TL91.82 billion market value means roughly 1.19x P/BV against parent equity. This ratio alone is not proof of “cheapness”; in airport concessions, book value does not speak as loudly as contract quality. But when read together with 4.9-5.4x adjusted 2026E EBITDA, it shows that the market is not giving TAV a growth multiple, but a proof discount.

The anti-thesis is clean and strong: perhaps the discount is deserved. Perhaps TAV’s terminal is beautiful, but the harvest year keeps being postponed to the next one. Perhaps Antalya’s commercial space and Ankara’s tariff work well in the summer, but Tbilisi, Almaty phase two, concession rents, floating-rate project loans, and the tax line absorb the cash. Perhaps TAV’s best assets work first for states, banks, and joint ventures; what remains for the listed shareholder comes later and thinner.

For that reason, TAVHL is not a stock to own because “planes are taking off.” This stock suits the investor who has the patience to look at the cash flow statement after the summer season. In Q2-Q3, EBITDA momentum, free cash flow, net debt/EBITDA, and the Antalya-Ankara contribution must all improve in the same direction. If the 2026 guidance of 116-123 million passengers, EUR1.88-1.98bn revenue, EUR590-650m EBITDA, and capex below EUR330m is maintained, today’s price looks stingy. If that expectation breaks, the low multiple will not protect the investor.

In TAVHL, the thing to trust is not terminal crowding; it is the cash the crowd leaves after the debt calendar.

My judgment: TAVHL is cheap. Its cheapness does not come from a clean income statement; on the contrary, it is cheap because the income statement is dirty. The market is imposing a justified penalty while waiting for the new terminal and concessions to turn into cash. But when the company’s 2026 EBITDA guidance and equity-method assets are considered, the penalty looks too harsh.

The place where this report will be proven wrong is clear: if free cash flow does not recover after the summer season, if net debt/EBITDA moves toward 3.5x, if a new covenant breach appears outside Tunisia, or if management softens its language on the Antalya-Ankara contribution, the thesis breaks. Until then, owning TAVHL is not owning an airport; it is owning the ability to turn the finished terminal’s tenor into cash.

TAV'da 2026'nin ilk ceyregi bir terminal kapisi gibi aciliyor: daha cok insan geciyor, ama kasa ayni hizla dolmuyor. Antalya'da yeni terminal yaz sezonuna hazir, Ankara'da yeni imtiyaz donemi basladi, Tiflis'te sure uzadi. Bunlar sunum suslemesi degil; pist, kapi, ticari alan, yolcu koprusu ve imtiyaz sozlesmesi. Fakat bu sirketin gercegi terminal kalabaligindan degil, o kalabaligin hangi satira para biraktigindan okunur.

2026 ilk ceyrekte TAV 18,97 milyon yolcuya hizmet verdi. Dis hat yolcusu 10,41 milyon, ic hat yolcusu 8,56 milyon oldu; toplam trafik yillik %7 buyudu. Ankara dis hat yolcusu %23 artti. Kuzey Makedonya %33 buyudu. Yolcu yok demek kolayci bir hata olur.

Ama ayni ceyrekte avro bazli ciro 378,5 milyon avrodan 360,6 milyon avroya indi. FAVOK 90,1 milyon avrodan 77,6 milyon avroya dustu. Ana ortaklik net zarari 58,6 milyon avro oldu. Serbest nakit akisi -43,3 milyon avrodan -125,1 milyon avroya bozuldu. Yani sorun kapidan insan gecmemesi degil; kapidan gecen insanin ardindan gelen faiz, kira, vergi, amortisman ve insaat mobilizasyonu.

TAV icin esas soru "yolcu var mi?" degil. Yolcu var. Soru, yolcunun hissedara nakit birakip birakmadigi.
Yolcu Artti, FAVOK ve Nakit Geriledi
2026Q1: Trafik ile Kazanc Ayrildi
Gosterge2026Q1 / 2025Q1 degisim
Toplam yolcu+7%
Avro ciro-5%
FAVOK-14%
Serbest nakit akisi-81,8 mn EUR ek bozulma

TAV'in ekonomik makinesi basit gorunur, ama sade degildir. Sirket uzun sureli havalimani imtiyazlari alir, pesin kira veya yatirim yukumlulugu ustlenir, terminali ve hizmet halkasini kurar; sonra yolcu ucretinden, ticari metrekareden, duty free imtiyazindan, yiyecek-icecekten, yer hizmetinden, lounge'dan, guvenlikten ve teknolojiden para toplar. Bir biletin arkasinda birden fazla kasa vardir.

Bu yuzden TAV yalnizca "turizm hissesi" degil. Turizm iyiyse yolcu gelir; fakat havalimani isinde iyi yolcu sayisi kotu sozlesmeyi affetmez, pahali borcu silmez, pesin odenen imtiyaz kirasini yok etmez. TAV'in en iyi tarafi, ayni zamanda en tehlikeli tarafidir: varliklari gercektir, sozlesmeleri uzundur, ama bu gerceklik borcla ve kira takvimiyle satin alinmistir.

2026 ilk ceyreginde hasilat TL bazinda %28 artarak 18,40 milyar TL oldu; fakat faaliyet kari 2,16 milyar TL'den 1,86 milyar TL'ye geriledi. Finansman geliri oncesi faaliyet kari 1,38 milyar TL'den 333 milyon TL'ye dustu. Ana ortaklik payi 2,99 milyar TL zarar yazdi. KAP finansal raporu net zararin nedenini sadece tek bir kaleme baglamiyor: finansman giderleri 2,81 milyar TL, ozkaynak yontemiyle degerlenen yatirimlardan zarar payi 1,99 milyar TL, cari vergi gideri 1,14 milyar TL.

Bu zararin bir kismi "kotu is" degil, yatirim dongusunun muhasebeye inmesidir. Yonetim, Ankara yatirimi tamamlandiktan sonra daha once aktiflestirilen faiz giderlerinin gider yazilmaya basladigini soyluyor. Antalya ve ATU gibi ozkaynak yontemiyle izlenen varliklar da Q1'de zarar yazdi. TAV Antalya Yatirim'in zarar payi 928,6 milyon TL, TAV Antalya'nin 606,7 milyon TL, ATU'nun 370,2 milyon TL oldu. Bu satirlar terminalin altindaki boru tesisati gibidir: yolcu onu gormez, ama hissedar islanir.

Nakit tablosu daha acik konusuyor. Isletme faaliyetlerinden nakit akisi -5,07 milyar TL. Donem basi nakit 24,00 milyar TL iken donem sonu nakit 10,73 milyar TL'ye indi. Faaliyet raporu, serbest nakit akisi bozulmasini agirlikla Tiflis imtiyaz uzatimi kapsamindaki pesin odeme ve insaat mobilizasyonuna bagliyor. Bu aciklama makul; ama makul olmasi onu hafifletmez. TAV'in hikayesi, yeni terminalin acilis kurdelesinden sonra basliyor.

Nakit ve Borc Duvari
Kalem2026Q1Okuma
Nakit ve nakit benzerleri10,73 mlr TL2025 sonundaki 24,00 mlr TL'den sert dusus
Isletme faaliyetlerinden nakit akisi-5,07 mlr TLQ1 kar toparlanmasini nakit dogrulamadi
Toplam finansal borclanmalar102,67 mlr TLBanka kredileri, tahviller, kiralama borclari ve diger finansal borclar
Net borc1,824 mlr EUR2026E orta nokta FAVOK'e gore yaklasik 2,9x
Tunus kisa vadeye siniflanan borc12,49 mlr TLFinansal oran ihlali; geri cagirma bildirimi yok

Bilancoda en sert satir borc. 31 Mart 2026'da toplam finansal borclanmalar 102,67 milyar TL. Bunun 15,06 milyar TL'si kisa vadeli borclanma, 8,95 milyar TL'si uzun vadeli borclarin kisa vadeli kismi, 78,66 milyar TL'si uzun vadeli borclanma. Faaliyet raporundaki tanimla net borc EUR1,824bn. Yonetimin 2026 FAVOK beklentisinin orta noktasi EUR620m oldugu icin bu yaklasik 2,9x net borc/FAVOK demek. Bu kriz kaldiraci degil; ama hatayi pahali yapan kaldirac.

Burada Tunus ayrica izlenmeli. TAV Tunus'un pandemi sonrasi yolcu toparlanmasi beklenenden yavas kaldigi icin finansal oran yukumlulukleri 31 Mart 2026 itibariyla ihlal edilmis. Bu nedenle 12,49 milyar TL tutar kisa vadeli yukumluluklere siniflanmis; sirket kredi verenlerden geri cagirma bildirimi almadigini soyluyor. Bu satir TAV'i "sikintili" yapmaz. Ama ucuzlugu bedava bir hediye olmaktan cikarir.

Ucuzluk burada bir indirim etiketi degil; yaz sezonunun ve nakit akisinin gecmesi gereken bir turnike.

Sirketin lehine olan taraf da kucumsenmemeli. Antalya'da yeni terminal 12 Nisan 2025'te acildi. Dis Hat Terminali 2'ye 132 bin metrekare yeni alan eklendi; ic hat terminali %103 genisledi; yolcu koprusu sayisi 20'den 34'e, toplam binis kapisi 48'den 77'ye, ucak park kapasitesi 138'den 202'ye cikti. Toplam ticari alan %165 artarak 33,3 bin metrekare oldu ve kapasite yilda 65 milyon yolcuya ulasti. Bu, rapor makyaji degil; yolcu basi harcama tezinin fiziksel zemini.

Ankara da ayni sekilde onemli. Yeni imtiyaz Mayis 2050'ye kadar uzaniyor. Sirket, yeni imtiyazla daha yuksek tarifeler ve garanti yolcu/UFRYK12 yapisinin sona ermesi nedeniyle eski imtiyaza gore daha yuksek gelir elde edildigini belirtiyor. Ankara dis hat yolcusu Q1'de %23 artti; Ajet ve Pegasus'un dis hat transfer trafigine odaklanmasi bu buyumeyi destekliyor. Eger Ankara 2026'da tam yil etkisini gosterirse, Q1'de gorunen faiz acisi daha anlasilir hale gelir.

Almaty ise daha kirli bir sinav. Dis hat yolcusu %10 artiyor, ama yonetim jet yakiti arz politikasindaki degisikliklerin hacim ve marjlari baskiladigini ve 2026'yi Almaty icin gecis yili gordugunu soyluyor. Bu cumle iyi okunmali: trafik var, ama marj garanti degil. Havalimani isinde hacim tek basina yetmez; yakit, para birimi, jeopolitik rota ve hizmet karmasi da FAVOK'e giden yolu kesebilir.

2026 FAVOK Rehberligi
FAVOK Rehberligi Hasat Yilini Isaret Ediyor
DonemFAVOK
2025 gerceklesen560 mn EUR
2026 dusuk590 mn EUR
2026 orta620 mn EUR
2026 yuksek650 mn EUR

Degerleme burada ilginc hale geliyor. 18 Mayis 2026 piyasa verisine gore hisse 252,75 TL, piyasa degeri 91,82 milyar TL. Faaliyet raporundaki Q1 TL hasilat ile avro ciro karsilastirildiginda raporun ima ettigi kur yaklasik 51,01 TL/EUR. Bu, piyasa degerini yaklasik EUR1,80bn yapar. Buna EUR1,824bn net borc eklendiginde sirketin kaba firma degeri EUR3,62bn olur.

Fakat TAV'in bilancosunda ozkaynak yontemiyle degerlenen yatirimlar da var: 31 Mart 2026'da 30,0 milyar TL, yani ayni kurla yaklasik EUR588m. Bunlar Antalya, TGS, ATU ve baska ortakliklari kapsiyor. Konsolide FAVOK bu varliklarin tamamini dogrudan tasimadigi icin, operasyonel degerlemeyi okurken bu defter degerini firma degerinden dusmek daha adil. Boyle bakinca duzeltilmis operasyonel firma degeri yaklasik EUR3,04bn olur. 2026 FAVOK beklentisinin orta noktasi EUR620m: duzeltilmis carpan 4,9x.

Ozkaynak yontemi yatirimlarina %25 sac tirasi uygulansa carpan 5,1x; %50 sac tirasi uygulansa 5,4x. Bu, TAV gibi uzun imtiyazli, yeni kapasitesi acilmis, cok ulkeli bir havalimani platformu icin dusuk bir fiyat. Dusuk olmasinin nedeni belli: Q1 nakit yakti, net kar kirli, borc buyuk, Tunus sozlesme ihlali var. Ama bu riskler fiyatin disinda degil; fiyatin icinde.

Degerleme Koprusu
AdimDegerOkuma
Piyasa degeri91,82 mlr TL / yaklasik 1,80 mlr EUR252,75 TL hisse fiyati ve raporun ima ettigi 51,01 TL/EUR kur
Net borc1,824 mlr EURFaaliyet raporu sayfa 14
Kaba firma degeri3,624 mlr EURPiyasa degeri + net borc
Ozkaynak yontemi yatirimlari30,0 mlr TL / yaklasik 588 mn EURAntalya, TGS, ATU ve diger ortakliklarin defter degeri
Duzeltilmis operasyonel FD3,036 mlr EURKaba firma degeri eksi ozkaynak yontemi yatirimlari
Duzeltilmis FD / 2026E FAVOK4,9x2026 FAVOK orta noktasi EUR620m

Ikinci basit test defter degeri. Ana ortakliga ait ozkaynak 77,12 milyar TL, toplam ozkaynak 77,81 milyar TL. 91,82 milyar TL piyasa degeri, ana ortaklik ozkaynaklarina gore yaklasik 1,19x PD/DD demek. Bu oran tek basina "ucuz" kaniti degil; havalimani imtiyazlarinda defter degeri sozlesme kalitesi kadar konusmaz. Ama 4,9-5,4x duzeltilmis 2026E FAVOK ile birlikte okundugunda piyasanin TAV'a buyume degil, ispat iskontosu verdigini gosteriyor.

Anti-tez temiz ve guclu: Belki de iskonto haklidir. Belki TAV'in terminali guzel, ama hasat yili surekli bir sonraki yila ertelenir. Belki Antalya'nin ticari alani ve Ankara'nin tarifesi yazin iyi calisir, fakat Tiflis, Almaty ikinci faz, imtiyaz kiralari, degisken faizli proje kredileri ve vergi satiri nakdi emer. Belki TAV'in en iyi varliklari once devletlere, bankalara ve ortak girisimlere calisir; halka acik hissedara kalan daha gec ve daha incedir.

Bu nedenle TAVHL, "ucaklar kalkiyor, o halde alinir" hissesi degil. Bu hisse, yaz sezonu sonunda nakit tablosuna bakacak sabri olan yatirimciya uyar. Q2-Q3'te FAVOK ivmesi, serbest nakit akisi, net borc/FAVOK ve Antalya-Ankara katkisinin ayni yonde iyilesmesi gerekir. 2026 beklentisi olan 116-123 milyon yolcu, EUR1,88-1,98bn ciro, EUR590-650m FAVOK ve EUR330m altinda yatirim harcamasi korunursa bugunku fiyat cimri kaliyor. Bu beklenti kirilirsa, carpanin dusuk olmasi yatirimciyi korumaz.

TAVHL'de guvenilecek sey terminal kalabaligi degil; kalabaligin borc takviminden sonra biraktigi nakit.

Benim hukmum: TAVHL ucuz. Ucuzlugu temiz bir kar tablosundan gelmiyor; tam tersine, kar tablosu kirli oldugu icin ucuz. Piyasa, yeni terminal ve imtiyazlarin nakde donusunu beklerken hakli bir ceza kesiyor. Fakat ceza, sirketin 2026 FAVOK rehberligi ve ozkaynak yontemi varliklari dikkate alindiginda fazla sert gorunuyor.

Bu raporun yanlis cikacagi yer belli: yaz sezonu gectigi halde serbest nakit akisi toparlanmazsa, net borc/FAVOK 3,5x'e dogru giderse, Tunus disinda yeni sozlesme ihlali gorulurse veya yonetim Antalya-Ankara katkisi hakkinda dili yumusatirsa tez bozulur. O zamana kadar TAVHL sahibi olmak havaalanina degil, biten terminalin vadesini nakde cevirme becerisine ortak olmaktir.